Saturday, May 22, 2010

Accountability and Responsibility-An Obama Change You Cannot Believe

Accountability and Responsibility-An Obama Change You Cannot Believe

On the corner of Harry Truman’s desk was a visible sign, simple and too the point, as plain spoken as the owner, conveying what every manager from shop foreman to CEO knows. It is Business 101. The sign read, “THE BUCK STOPS HERE”. After nearly one and a half years in office, Obama has yet to learn the lessons of Harry Truman or to display even a modicum of understanding about leadership, accountability, and responsibility.

But, we can excuse this incompressible lack of understanding on the part of Obama, as the mainstream media seems to be doing, owing to his only work-related experience prior to the ascendancy to the leader of the United States, commanding the largest workforce in the United States, a job requiring abilities to bring all people together for a common purpose, to provide leadership during times of peaces and during times of crises, a realization that he is the Commander in Chief of every department of the US government. You see, folks, Obama came to the office with NO managerial experience.

Obama was a community organizer, not accountable for anything but putting together groups of community activists to petition local, state, and national leaders. This did not train him to be a consensus-builder; it trained him to be an arrogant and divisive factor in the political world of Chicago. His other experiences included a stint as a part-time lecturer at a law school in Chicago teaching constitutional law, not the greatest credential when it comes to managing complex organizations; a state senator in Illinois with a voting record distinguished by the most votes cast s “Present” (seems he wanted to avoid responsibility); and, an incomplete term as a US Senator for Illinois, interrupted by a two year campaign leading to his election as President.

This should not be a surprise to anyone save those unfortunate souls who cannot read nor hear. More people voted for an unknown, untested person than voted against him. We are reminded daily of his lack of accountability and responsibility through his continuous streaming speeches, photo ops, and press conferences. Early on, Obama deflected any criticism by evoking the name George Bush. When that became a broken record and was worsening the confidence gap in Obama, he deftly shifted blame to anyone in his way, other than himself. It was the CEO’s lust for greed. It was corporate greed that was keeping the American public from having Health Insurance, It was the Republican party that was refusing to cooperate in passing the Obama agenda. It was everyone who was responsible for the oil leak (this time he threw many of his bureaucrats and cabinet-level peons under the bus, deflecting, in a peculiar way that is Obama, in a third person voice, what must be done to fix the oil spill and prevent reoccurrences.

Yes, in third person, shedding the waterfall of criticism of his handling the oil-spill crisis like water off a duck’s back. In rides Obama to the rescue, al be it weeks late. Where was the rage seen after the Katrina hurricane, an act of god, not a manmade disaster like the oil spill? Where was the media in demanding faster action and holding Obama accountable? Where is the outrage of the American public? Yes, the Washington blame game has begun with the leading culprits the same, big business, greedy CEO’s incentivized to cut corners, the Republican party, bureaucrats at the regulatory agencies, ad nauseum. Seems the list includes everyone but Obama. Taking a cue from Mad Magazine’s Alfred E Neuman, “What? Me worry” just will not do, Mr. President.

When anything goes wrong, it is your responsibility. You, and you alone, are to be held accountability for the success and the failures of your government. Only during a crisis does the American public get a chance to see how well Obama comprehends the notion that it is his responsibility, he is accountable to the American people when his government does not work.

Sadly, as every day in office goes by, the American public is gaining a greater appreciation of just how little he comprehends the responsibility he has for the successes and the failures

Populism and Politics got you in office, but the American public is best served by a President of the people, by the people, and for the people. People want to see leadership, not grandstanding and posturing. Like the illustration, the American people do not expect some type of comic book hero to appear on sight and plug the hole at the bottom of the ocean. It expects the President to muster the greatest minds and solve the problem in the shortest period of time. We may never rid Washington of the disease of scapegoating, but we can sure demand that our leader be our leader and not some grandstanding Scapegoater-in-Chief leading the charge of the scapgoters.






Tuesday, March 23, 2010

Saturday, March 20, 2010

LIAR-LIAR-PANTS-ON-FIRE!



Healthcare reform, you say! The only reform in ObamaCare is the reform school. That’s where Obama, his assistants, and the Merry Band of thieves in Congress belong, along side all the other liberal con-artists, swindlers, and liars.


One of the greatest swindles in American history is about to take place on Sunday when Congress opens up our mouths and shoves a bad bill to reform health care down our throats using bribery, intimidation, trickery, and maneuvers that surely would not be upheld as constitutional.The outcome confiscates our money, deprives us of our freedoms, but saddles the taxpayers of America, today and forever, with yet another entitlement that will balloon with time just as every Washington pushed entitlement has done since the New Deal. More importantly, it is being shoved down our throats by the representatives we sent to Washington to represent our views.


Our very American way of life, gone in a blur of trick maneuvers to avoid a vote on a bill that no one but the Congressmen and the White House know its content and bought by the Democratic leadership and Obama with bribes and goodies (and a good amount of extortion and intimidation) to the Congressmen who have been wavering.


Who are these weasels? The Hall of Shame includes:



Ben Nelson-Nebraska Senator (D)-a place of honor in the rostrum for his assistance in passing the Senate version exempting, at a great cost to taxpayers, Nebraska from the Medicaid cost increases al other states will experience by extending Medicaid to uninsured residents at the higher income threshold in the ObamaCare plan.



Mary Landrieu-Louisiana Senator (D)-another bribe reciepent for voting with Obamaafter securing a modest multi-billion funding for Louisiana for her constituents. Et tu Mississippi.




Dennis Kucinich-House member-Ohio(D)-not to miss the party, Dennis voted no before agreeing to vote yes. Remember John Kerry? Originally opposed to the bil because it did not contain a "public option", he found his way with some help by his tutor, Obama, on a ride on the White House private jet (Air Force One). Like the corporate bankers scorned for the use of corporate jets, Dennis must have felt at the top of the world until landing time and he had to make a decision. Do you suppose they opened the emergency door prior to landing to coax Dennis towards the right decision. Dennis, though, is an expert at screwing up health issues in Cleveland, must feel he has a grasp of the issues and before jumping agreed that a public option is on the horizon.



Nancy Pelosi-Speaker of the House-California (D)-In spite of public opinion against the health reform plan of Obama and the democratic congress, Nancy daily reminds us-Nancy Knows Best. She has pushed the bill forward against the will of the country, asserting that we must pass the bill so the American public can find out what is in the bill. She has commanded that we will like it once we see it and experience it. Go Bless Nancy! It is good to have a mother so out of touch with her children. Perhaps she whispered in Dennis's ear, next watch me cram single payer down everyones throat. Well, tell Nancy where she can shove it!

Harry Reid-Senate Majority Leader-Nevada(D)- Harry must have heard
the pleas of Dennis during the arm twisting on Air Force One. No
than directly after Dennis's announcement that, in spite of no "public option"
he confessed that he undertood that this was only the first step. Harry
announced that there will be a vote on the public option in the near future.
the pleas of Dennis during the arm twisting on Air Force One. No
than directly after Dennis's announcement that, in spite of no "public option"
he confessed that he undertood that this was only the first step. Harry
announced that there will be a vote on the public option in the near future.

John Boccieri-House member-Ohio (D)- he voted gainst the bill before he voted for it. His excuse-he is now happy that the deficit will be reduced and that the bill will cover an extensive number of his constituents. John, the new bill mirrors most of the coverage and deficit issues about the same. So what changed? Did you get some pork for your district. If not-loser!


Betsy Markey-House member Colorado (D)-Wee! This is fun. One day I can vote for and the next day vote against. Nobody will know what my vote is now that the bill will be deemed. Yes, Betsy, politics is fun. You never have to tell the truth and nothing bad happens to you. You voted against and then, with a little pressure, you buckle and go for a yes vote. Does it mind that your constituents and the American public does not care for the bill you like/dislike/like/dislike.....Well, hopefully you got something good from the pork barrel.


Bart Gordon-House member-Tennessee (D)-Sad Bart! He only got $100 million for his state of Tennessee. His vote must not have been valued very high. Imagine, though, he wanted some money for the state to help pay rural hospitals and health providers to care for the poor people. Hey, Bart, didn't the health reform promise to cover the poor and uninsured at taxpayers expense with subsidized premiums or even free coverage with the increase in income levels to be eligible for Medicaid ? Aren't these hospitals and providers going to get paid since these people will now be covered by health insurance? Congratulations American taxpayers, we get to pay twice so that Obama could secure Barts vote. Our hats are of to you Bart!


People of America, wake up to what is going on with this reform carnival. Remember the financial crisis.Bankers, investors, fund managers all accused of grave financial misdeeds. Transactions were obscured, the biggest crime often boiled own to a crime of not providing accurate information to their investors. Why should our politicians be held to a lower standard than we hold our business community and financial community to.

What is the difference between Obama and Madoff? Not much! The both swindle Americans out of their nest egg, only Obama defers the pain to some generations years away-our children and grand children. Why? Obama wants a down payment on a future single payor system run by the same people who run our postal service, Medicare, and Social Security so well!

They both commit serious fraud with deceptive practices. Only Madoff did it for profit, Obama does it to save his ego and his presidency. It is his way or no way-pure ideology.

Can you imagine a president of the USA violating the constitution, bribing congressmen for votes (pay to play), using accounting that, if the US were a publically-traded company, rather than a government of the peopl, the accounting would be deemed a misstatement of accounts and a material misrepresentation, subject to sanctions by the SEC and oversight by the DOJ. Simply bribery rising to RICO charges would follow and the President would join Madoff and Jeffery Skillman in jail. But, this is the US and our politicians are immune from such charges in the conduct of their work. But, you get the point.

In a future publication on this blog we will attempt to outline the misrepresentations our president has made from the campaign trail to today with respect to health care reform. You will have heard most of them. What is important is to realize that our Con Man in Chief has kept us in the dark, manipulated the information, misrepresented his position and the bills before Congress and has ignored the will of the majority to start over. He is not listening to America, he must be listening to someone else. Whoever it is, does not represent me and the majority of Americans who say that we are not on the right track and that the health reform is not well thought out, too expensive, and fails to address the rising costs of health services.

Flood the White House with your calls in opposition. Blast e-mail every proponent in Congress with your views. Let them know you will get you revenge in November. Work to elect people who will repeal this bad bill. If you value your freedom and want a better future for America with lower deficits and reduced debt, let them know you intend to elect people who will not pass bills that do not withstand the scrutiny of the public and that do not reduce deficits and reduce the debt without resorting to the Congressional Budget gimmickry. Take back America, Now!

Sunday, February 28, 2010

Sunday, February 14, 2010

Promises, Promises-Obama makes um, Obama breaks um!


And it came to past, so said Obama, the campaigner! Or did it?

Obama proves it again, he is a great campaigner, but a lousy governor. Why would Obama, the campaigner, make such hollow promises. Not a single promise has been met! Does he believe in what he says? Does he have that much contempt for the average American that he thinks he could get away with it? Did he know that such talk would hit a Populist note and activate the electorate?

Maybe it is a bit of all these reasons. The promises reflect ideas that were popular with average Americans. He let Pandora out of the box. The ideas were so popular that average Americans are pursuing these ideas of a kind of good government they want. Obama promised, but did not deliver. Americans are now looking for people who they can elect to office who will deliver.

That is the essence of the Tea Party Conventions so derided by the liberals, including Obama. The Tea Bagging liberals want you to believe that the Tea Party movement is a fringe, radical element of the right. But the Tea Party movement has activated the populist notion of good government against a string of Obama broken promises. It has brought millions of Americans onto the street. Liberal media pundits claim these are angry people hectoring an Administration who put people first.

Nobody is buying their arguments. Judging by the elections results in Massachusetts, Virgina, and New Jersey, and the latest poll numbers for Barbara Boxer in California, the voters are not buying the swaggering Obama and his band of faeries. The wind of the voters have stirred the Furies.

We will see, soon, who is right. The ones who promise, or the ones who deliver. I'll but on the ones who deliver.

Tuesday, February 9, 2010

Welcome to the Nanny State-Ms Obama Takes on Childhood Obesity





First, we have Bloomberg worrying about the rising crisis of Fat intake amongst the New York City residents. The solution: Mikey pushes a rule banning trans fats in New York restaurants on behalf of his loyal subjects. Hail to the Chief!

Then, Mikey takes on Salt. Concerned with the steady increase in salt consumption of his loyal subjects, he confers with his courtly advisers and is presented a solution of great magnanimity provided by his favorite court jesture, ban salt in restaurants. Hail to the Chief.

President Obama and his merry band conjures up rule, laws, and legislation spiriting away personal choice and freedoms, things we Americans take for granted until it is removed. Time after time, Obama takes to the teleprompter to lecture us on what we need and what only the government can provide to us. Phrased in the familiar, it is in the best interest of the country that you accept these restrictions regulating our choices, for only we, in the government, know what is best for you. Look at his latest budget. Listen to his State of the Union address. Reach your own conclusion. Think for yourself, don't just take my word. But, folks, welcome to the Nanny State of Obama, the former United States of America. Hail to the Chief!

But wait, it does not stop with President Obama, the elected officials in Congress, the appointed administration. We now have the Nanny in Chief coming forward with her agenda. Yes Folks, meet Michelle Obama, the nations unofficial Nanny in Chief. Today, we learned that the top priority on Michelle Obama's agenda is Childhood Obesity. Many of you may be more startled to learn that First Ladies have their own agendas, let alone a Top Priority. Well, if there is one thing for sure, it will not surprise you to learn that she has picked another item from the lush garden of the Nanny State as her number one priority.

I am not saying that America does not have a weight problem amongst its younger loyal subjects. American children have added a great deal of heft over the last forty years and thankfully the trend of growing waistlines has peaked. We have increased the availability of non-nutritious snacks at schools, at the restaurants we visit, and in the choices we make in food selection. No thanks to the Federal Government and the FDA food charts, we make poor choices in selecting the foods we feed our babies. Fast food, processed food, buns and donuts, snacks upon snacks consumed without adequate physical exercise. No worry, if we get some extra weight around the belt, we can just make an appointment with the nearest plastic surgeon and pay to have the fat removed. Or we can just live with it, and make our family doctor happy.

The important think, though, is that it is a choice for families to eat poorly, exercise little, and gain weight. I am certainly not advocating for weight gain, but the buck stops with the preparer and the eater. It is a choice that can not and should not be dictated by an over-reaching Nanny State or Nanny in Chief. It can not be legislated, regulated, or dictated. It must be embraced through education, encouragement, and inspiration.

Let's hope that the agenda does not end in removing more choice. We should all encourage better nutritional habits and more exercise. But the Nanny in Chief should not use this as a platform to substitute the Government for proper parental supervision and for personal accountability. We should also remove the apologists special favors for behavior promoting obesity. Obesity has long been linked to higher disease frequencies and long term medical care treatment. It costs more money. That cost should be passed on to the families who make poor choices in the face of education, knowledge, and scientific research. Remove the close-up parking spots reserved for "large" people. Hold people accountable for the choices they make and stop babying them.

We all must live with the consequences of choice if we want to preserve choice. Obesity should be no different.

Monday, January 18, 2010

The Fix is in-Obama blames Bush in rallying support for Dem Candidate in Massachusetts!

Obama is at it again! Facing falling levels of support on his agenda, unable to point to one single accomplishment other than creating one of the largest deficits in recent history, increasing the debt levels to unsustainable levels, suppressing the value of the dollar, reversing the trend in an improving balance of trade, and losing the momentum in the economic recovery, all in matter of one yea. How does he respond? The same way he did during his two year campaign for the presidency, BLAME ON GEORGE BUSH!

When Americans voted Obama in, they were expecting change. Most of us were hoping for change in the better, not in the worse. We all had such grand "HOPE" and "BELIEF" in his Siren call for Change. No more business as usual. No more lobbyitis. No more dependence on partisan politics. Indeed, he called for the end of partisanism and encouraged the rise of bipartisanism in solving many of the problems left by the disastrous economic slump.

Not long into his presidency we witnessed a transforming event. Within weeks, bipartisan hopes were out the window. A $750 plus billion "bailout" in the guise of a "stimulus" program coined "TARP" provided the monetary muscle to nationalize a major portion of the Auto industry, effectively nationalize the banking system, take over the largest Insurance company in America. and send money to their favorite liberal causes.

Curiously, the overwhelming majority of the stimulus program would not be distributed for effect on the economy for over two years. What was doled out was the same ill-conceived stimulus program proved time and again to be ineffective as a stimulus, a rebate to American workers, a stimulus that again proved to be useless in moving the needle of the economic recession. Blame it on Bush.

Favors for the Unions were pushed by his eunuchs in the Congressional leadership. In the first 100 days in office, all that happened was a economic hangover. All the talk about change you can believe in was nothing more than "believe in my agenda, or else".

Without skipping a beat, Obama sold shares to public interest groups in order to move on his health reform package, but he let his eunuchs in the Congressional Leadership write the initial framework for the health reform bills. It was like letting the fox out to guard the chicken coop. The liberals had a hay-day pushing everything that more sensible Congresses had thrown out, in spite of majorities in Congress. It was there best chance to get government control of health care and hand it to the union bosses. No Republican input! Blame it on Bush.

The climate package past by the House over the objection of the Republicans ran into a Senate that begin to recognize that with health and Climate change on the agenda and a restive public, Democrat and Republican alike concerned with the growing debt and deficits and the awareness that our political class was out of step with Mainstreet, passage of these favored bills would be at the peril of member of Congress. Mainstreet, by a wide margin, views the two top priorities for the political class as JOBS and DEFICIT REDUCTION, not HEALTH REFORM and CLIMATE CHANGE/CAP AND TRADE. Blame it on Bush!

Undeterred, Obama continues to push Health Reform, selling reform to the highest bidding lobbyist or special interest in return for support. He has taken Medicare reform off the table and sold it to the American Medical Association, the American Hospital Association, the the Medical Insurance lobbyists. He took cost control off the table by cutting deals with those same organiztions and doling out goodies to the States, exempting the costs of the growth of Medicaid to a few select and crucial voters. No cut meant higher costs. Instead of reducing or making premiums affordable, he raised the costs to the many for the benefit of the few uninsured and charged the taxpayers. He bought the Union for a five year exemption in paying the excise tax on their highly lucrative health insurance plans, leaving the tab to all other insured , including businesses and their emplyees. 12 million people exempted from paying $60 million due to plans that would be considered high value. The 12 million includes none other than employees of local, state and federal government. The same group that, while the vast majority of middle class employees have seen little to no increase in their pay, if not actually lost ground, received above inflation-rate pay increases pushing their average pay to in excess of $70,000 per annum, well above the average pay of the middle class. Blame it on Bush

Compounding the pay rate for governmental employees is the unsustainable rise in the number of government employees. Big government has arrived with a vengeance like a good case of "Montezuma's Revenge" for the indiscriminate traveler, sampling anything they like regardless of hazard. Blame it on Bush!

So now, the public has been sending to the political class a clear message. Virginia did. Dodd retired becuse he could not win his seat again after decades in the Senate. Grogan woke up and found he was trailing in the polls, his solution, as with most cowards, quit. Men of principles, quitting when it got tough. There ego could not suffer the humiliation of a defeat. Blame it on Bush.

Which brings us up to today, in Massachusetts. A Republican is challenging, and has the lead, for His Highnesses Sacred Liberal Senate Seat, most recently held by the late Teddy Kennedy. We should take note, this is a referrendum on the Obama Agenda. The White House, and Obama, must agree with this assessment. The political bosses of Obama have dispatched him to "Speechify" and lull the voters of Massachusetts to the Siren call again, rallying the troops as he did during his two year march to the White House. Using the similar call to action, he pleads for support for his agenda by claiming that this vote will be the difference in achieving the long-sought after health reform, climate change, and, oh by the way, the long sought right of union organizing without the required democratic process we all enjoy, freedom of a vote yeah or nay. And to whom did he attribute all the problems of the country, the world, and his falling polls? You got it, BUSH! He is having to fix all the things that did not get done during the last 8 years in one year.

Now that is leadership we can believe in. That is the kind of leadership that children in the playground can be overhead saying trying to duck blame.

Listen up America, take back the country. Throw the bums out now. What we need is real reform, real change, real leadership. When you vote, Massachusetts, forget about Democrat vs Republican, vote for the person who represents real change that will give you jobs, reduce debt, and move away from ideology and demagoguery and elect someone who will not increase the deficit, but reduce it; who will not choke economic recovery with growth in government and punitive regulation, someone who will not spend us into bankruptcy "stimulating" the economy.
And, once he is elected, hold his feet to the fire. If he does not perform, throw him out. It is up to the voters to hold the politcal class accountble, letting them know that they have job security only if the listen to the voters. They are not free agents in Washington, they work for you and the district, state, and country you live in. They work for you. Fire them when they do not perform, do not just accept the crumbs off the table, take the table way.

Massachusetts, you have that chance tomorrow. We will all have that chance in November, and again in 2012. Do It NOW and FOREVER.

Tuesday, October 27, 2009

ARE THE POLITICIANS IN WASHINGTON LISTENING?

Pay attention folks, the debate is poised to take a turn for the worse. Not only has the Democratic machine been placed in high gear, but the heat has been turned up on the voices of dissent. Apparently, the politicians received an ear full when they returned home for summer break. Not just about health care reform, but about run away spending, giant deficits, and record national debt levels, even more than the white House had projected as recently as the Spring.

With the President's poll numbers falling weekly, the American public is beginning to question whether we are on the right track to solve the economic crisis, retard the rate of growth of health care costs, effectively combat terrorism, reduce unemployment rates, and return America to growth and prosperity. President Obama campaigned on these themes, amongst other promises (end the occupation of Iraq, liberalize union voting rules, and other issues that pandered to the radical left of his party).

Today, Obama is more like the Emperor without any clothes. Behind the curtain in the land of Obama, sits an organ grinder turning the wheels of progress, not some wizard who can command by intimidation, golden voice, and conjure up magical solutions. Yes, Obama has been humbled! Did he really think his golden voice of rhetoric could actually convince people to do something that they instinctively know is wrong for the nation? Enough Independent voters and moderate republicans switched side to give Obama a wide margin of victory. The vote ushered in an unprecedented Democratic control of both the House and the Senate. "It will be a cake walk" must have been the battle cry by the Obamaniks readying themselves for the White House, check books in hand to start spreading the money around their liberal ideology.

At this stage in the presidency, Obama should be riding high with power. With the wind of Congress behind him, his signature domestic agenda item, the overhaul of the American health care system, should have been railroaded through the Senate and the House. Union voting rules should have forever changed the landscape of labor relations between the employer and the unions representing the workers. We should be one step closer to a more socialistic model for America as envisaged by the Obama and the liberal left. But we are not!

Irrespective of the causes, whether it is the lack of presidential leadership in the drafting of the health reform package, the ineptness of the House and Senate leadership to insist on party unity, a poor sales job by the President and his band of Obamaniks, or just a poorly written and explained health policy, the end result is the same. Obama is playing defense when he has the strongest team (A House that can pass any bill without the support of one single Republican and a Senate, up until the death of Sen Edward (Ted) Kennedy, that was filibuster-proof.

The one thing the Obama administration would like to have avoided is the void created with the summer Congressional break, a period that would allow the opposition to gain a better understanding of what the thousands of pages of legislation contained, to muster support to oppose the legislation at the grass roots level, and mount a public education campaign to inform the public exactly what Obama has in mind for their health insurance and access to benefits.

The Administration got what they feared most, a public backlash. People attending the townhall meetings of the legislators greeted their representatives with hostility, questioning not just the health reform bills currently moving through Congress, but expressed their displeasure at the scope of spending, the effectiveness of the stimulus program, joblessness, and the increasing public debt. Stunned by the very act of questioning the Obama administration and its vision, the attack dogs mustered up the attack squads. Unions were dispatched to intimidate the voices of dissent. Advertising in vulnerable Congressional Districts were run to intimidate Democrats and Republicans alike who dared to disagree with the party manifesto, and I mean Manifesto. Shouting matches cropped up, each side attempting to silence the others. The Senators and Representatives were sent cowering behind the rostrums, whining about the pointed questions and disagreements that were hurled at them. Many cried out, "these people are not part of the district, they are from out of town". More than a few stopped the meetings. The brave few carried on, and in the spirit of American freedom of expression, stood by and took the questions and insults like a man.

Suddenly, townhall meetings became a political liability for both parties. The Democrats reasoned that the townhall meetings were not a good forum and suggested they conduct telephone conference calls so they could control dissent. Hardly an action any democracy should suggest if they want to hear what all the people think; great, if you just want to be stroked and field softballs from party loyalists.

The geniuses leading the House and the Senate came up another strategy equally repulsive. The American people do not like the program, at least a majority of the people polled think it is in the wrong direction. Nancy Pelosi, between breaths calling the dissenters "un-American", pledged to pass the bill as writte pointing out they had the votes sufficient to pass the bill without any Republican vote. Harry Reid bellows that their majority is filibusterer-proof and pledges to pass the bill no matter what the public thinks. Chucky Shummer, Christopher Dodd, Steny Hoyer, they all line up and propose to use a Parliamentary maneuver to pass the health care reform package with a simple majority. While within the rules, the original intention of the rule was to use it for appropriations not major legislation.

Thanks to the early Bush Republican years a precedent was set when the Republicans passed the 2003 tax cut legislation using the same rule. That time, there was not widespread dissent on the issue. The public generally approved of the tax cut. This time, there is not a general agreement by a public who supports the passage of a bill that will effect every American, most adversely, and will rearrange 17% of GDP. To the contrary, there is active dissent. The Republican cleaverness of 2003 is now potentially biting them in the rear as the Congressional Leaders giving serious thought to using the maneuver to pass the health care reform.

A sorry state of affairs for American ideals. Due to a rush to pass health care legislation for political purposes, we are about to possibly trample on the principles of a representative democracy, ignore the majority of the public who agrees that improving the health care system's cost and access should be a priority, but disagree with the plan that has been prepared, without any presidential leadership, as proposed by the pending bills in the House and Senate (the House passed a version in waning days of the session prior to the summer recess, but differs from the leading, but unpassed Senate version). Our elected leadership refuses to believe that the public is against the health reform plan or simply does not want to hear it.

But, as each day goes by, more of the truth of the plan emerges from the reading of the legislation, the comments from the "truth squads" dispatched to tell the public why they should like the plan, and from the opposition. We find out more about the Special Interests groups who were bought off by Obama to support the plan by agreeing to a minimal levels of cuts so a floor could be put under the damage to their industries represented.

This includes Big Pharma (the largest contributor to the rise in health care costs, agreed to direct negotiations with the government's Medicare program for the cost of pharmaceuticals incurred by Medicare beneficiaries and to provide a contribution to the cost reductions Obama needed by subsidizing the cost of drugs for low-income beneficiaries), The AMA (a law on the books as far back as the Clinton presidency called for a reduction of medical fees to achieve parity with other inflationary adjustments. Congress repeatedly ignored the law and gave an annual reprieve, the reduction required growing to a 25% reduction in 2009. In exchange for a floor of damage limiting the annual increase to the same rate as given to other health care providers and no across the board reduction and eliminating the provisions of the more severe law mandating a 25% reduction, the AMA agreed to support the legislation), AHA (agreed to live with a lower, but not crippling cost of living increase applied to the reimbursement rate for Medicare beneficiaries).

Off the table was any consideration of tort reform, opposed by the plaintiffs bar, a decision made strategically to minimize the number of dissenters. Not that anybody in the White House does not understand that tort reform is a key to the reduction in the over utilization of services and waste of health care dollars, they were not ready to have a powerful lobby, the plaintiff's bar, as an adversary at this time. The American public was a far easier target to roll over and quiet, so they thought! Now that's change we can believe in!

Then comes articles written by Dr. Ezekiel Emanuel, a White House health policy advisor and brother of Rhamm Emanuel, the President's Chief of Staff. There is something about Chicago and it's politicians. Rhamm built his reputation as an attack dog in the Clinton years and is accustomed to the elbowing tactics of the Chicago political machine, a bare-knuckles approach perfected in the seedy street-fighting conducted daily in Chicago politics. Dr. Ezekiel prescribes a different sort of medicine to solve the issue of the high cost health care. Anyone with any interest should google Dr. Ezekiel to read his theories. They are scary at the least, and down right Un-American at the most. Dr. Ezekiel proposes to throw out the Hippocratic oath, an oath that every physician who is trained has taken that admonishes every physician to "use my power to help the sick to best of my ability and judgment". Why? Because DR. Ezekiel believes that that oath leads physicians to over-utilize health resources and channels the physician to think only about their own patient's need. Wow, amazing! Dr. Exekiel would rather have the physician think as a communitarian, placing the greater good ahead of the patient's need, upending over three thousand years of an ethic that physician's have committed to and that patients have grown accustomed to in their relationship with the physician who cares for them.

Is this because there is a need to modernize an old concept? Is it because these ancient concepts are, well you know, old-fashioned and out of step with today? Is this the kind of change we can believe in? I would venture to say, no, it is just another liberal concept, doing things for the greater good.

But, it gets worse than that. He is also championing a concept called "complete lives system". This is a formula-based system of allocating resources, not based on need, but to further the concept of "the greater good". In this system, scarce resources are allocated. "One maximizing strategy involves saving the most individual lives.." (Lancet, Jan 31, 2009). It goes on to view that everything being equal saving five lives is better than one.

In an Aug. 16, 2009 Washington Post interview, Dr. Ezekiel argues that decisions on allocation of resources should focus on a "communitarian perspective so resources are allocated to keep society going". In his thinking, the social guarantee is basic where service that ensure the future generations, where development of practical reasoning skills are achieved, and where it will ensure an active and full participation by citizens. Covering service to individual" are not basic and would not be guaranteed. He has devised a chart of the "lives system" that indicates a priority curve that benefit the 15 to 40 year age groups with the most substantial chance of resources being allocated to treat their disease, with the least chance assigned to the youngest and oldest people. Cold-hearted liberalism at it's finest!

This, from the man closest to Obama in health policy. Is there any question which direction health reform will go under the current House bill? Is there any question where Obama's head is? The American people are just learning the lies that have been told by Obama when he says, "if you like your health plan, nobody is going to take it away". Obama promises to generate savings from cutting waste, enhancing prevention, and wellness, installing electronic medical records, and reduce fraud and abuse.

Even his health policy wonk, Dr. Ezekiel is skeptical. He wrote in the Feb 27, 2008 issue of JAMA (the Journal of the American Medical Association),"Vague promises of savings from cutting waste, enhancing prevention and wellness, and improving quality of care are merely "lipstick" cost control, more for show and public relations than for true change." How can Obama think the public is stupid enough to buy his explanation when his own advisor calls it what it is. If you put lipstick on a pig, it is still a pig!

Before we rush off as a herd running towards a cliff supporting the current health reform bills, let's pause, refresh our computers, and start over with a transparent public debate without the attack dogs, the lobbyist that Obama promised to ignore and eliminate, and bring the parties together with a clean slate. Keep the public well informed, be honest and accept that 85& of the people are happy with what they have. Figure out how to add the people who are un and under-insured without killing health insurance for 85% of the people. Keep ideology out of the debate and consider what is best of the country and it's people, not what will score points with your special interest groups and party support base. No plan will be credible if there is not shared sacrifice. That does not mean one group gets all the upside and the other shares all the downside. Good reform will be evident when everybody is unhappy that they did not get what they want. That includes the politicians.

If you can not understand this, then the voters will decide in Nov 2010 whether you will continue to represent them. The choice is yours. But, don't dismiss the public opinion, and don't get cute with words and try to con them. We are pretty good at sensing when we are being conned. And we sense it now!

Saturday, October 17, 2009

PERLMUTTER "GREED IS GOOD" MEETS MICKEY MOUSE

Folks, this is hardly new news nor is it the only example of the continuing saga of "executive greed" to show up in the past few weeks. But, it is a good example of of the clear lack of judgment by a Board of Directors, a story that is beginning to be heard over and over in the US and Europe. Don't get me wrong, I am in favor of people making as much money as they can and for incentivizing people to do things in the best interest of the shareholders. The Perlmutter story goes beyond the pale. It ventures into the colorful world of executive greed and Board justification that defies common sense.

A few weeks back, the Wall Street Journal reported that Chairman "Ike" Perlmutter received 1.27 million share options in the weeks one of his subordinates was talking to Disney about a closer relationship. Months after the initial discussions, Marvel and Disney agreed to merge. Sounds harmless, so far.

But, the shares were granted at around $23 per share. Eight months later, after the deal was announced, the share price hit $50 per share. Bingo, Perlmutter walks away with more than $34 million dollars for nothing but being at the firm an additional 8 months and agreeing to a deal that gives the shareholders $50 per share. Are you with me so far?

Perlmutter did a deal that was very beneficial to the shareholders. He should be applauded, you say? Well, he should, it was a favorable deal for the Marvel shareholders. Then why complain?

Perlmutter, before the options were granted, held 28.9 million shares of Marvel, or 37% of the total shares outstanding. His stake was worth $1.445 billion. That is not the problem, though. Perlmutter took Marvel and developed a solid franchise, one that he controlled through a mighty 37% of the shares. He earned every penny of the $1.445 billion, not only for what he did for Marvel, the compnay, but for the company's shareholders. Why would he soil his reputation and the merger with yet another example of executive greed?

The Board said they gave him more options because his contract was up in Nov 2009 and was part of an agreement to extend his contract. For years, Marvel had awarded executives restricted stock, not options. But, this year, only Perlmutter received options instead of restricted stock. The other executives received restricted stock, vesting over a period of time. This inconsistency is not, in itself a problem. The reasons given by the Board of Directors is the problem. Apparently the Board was concerned that Perlmutter did not have enough incentive to continue his strong performance. As reported in the Wall Street Journal article, this was the reason given to treat his option grants as options and not restricted stock and to grant them in the first place.

How much more incentive does a man need if he owns 37% of the company? If he screws up, it cost him in a reduced share price. If he takes the eye off the ball, he loses. If he works hard and does the right thing, he wins. Why can a Board not see that this man had enough incentive. Was there another reason for the grant. Could be?

This is just a clear sign of a Board of Directors detached from reality. Not only was the reason given faulty, but the timing has an appearance of pandering to the CEO, granting extra pay in the face of a merger. The need for Mr. Perlmutter to act in the best interest of the shareholders was present in his ownership of 37% of the company. That sounds like enough of an interest to keep his performance strong. A ill-timed, questionable grant of 1.27 million shares worth $34 million, or 2.3% of the vaue of his holding is hardly an incentive. It smacks of a Board of Directors under the control of a greedy executive looking out for the biggest paycheck, no matter what it looks like. It conveys a decision made by the Board that lacks credibility. The very thought that Perlmutter needed another $34 million to do the right thing for the company is ridiculous, utterly preposterous. It is something you would see out a cartoon book, not a cartoon Board of Directors.

Now, many of you out there will say, who cares, he made a lot of money for the shareholders. I can imagine no big shareholder will begrudge the extra $34 million. There are thousands of excuses, apologies, or dismissive words to describe their behavior as fiduciaries. There may be no difference between the vesting of the restricted stock and the employee options. That, too, is not the point. And, shareholders miss the point if they do not at least recognize that this is the very behavior that could bring excessive pressure from the Obama administration and the regulators to improve executive compensation standards. The Perlmutter flies into the face of the Obama administration's moves to reign in excessive executive compensation and greed. The Board's behavior furthers the argument for stricter compensation policies.

The last thing I want to see is the government setting executive compensation. But, corporations and their Board of Directors must take the lead and make sensible policies for executive pay, reign in incentives that will not work, like Perlmutter's bogus option to keep him performing strongly, and align the interests of the shareholders with the opinions and perceptions from Main Street. The vast majority of people are willing to see the masters of the universe make a lot of money for the effort the put out on behalf of the shareholders. But cases where some CEO schmo owns a large percentage of the company should not necessitate additional option grants to keep the CEO on the ball. The price of the stock should provide the incentive if that case. Boards need to stop justifying ridiculous decisions with the same old excuse as used with people who have little to no ownership of a company, yet need long term incentives to assure strong performance.

The Boards can do it or the regulators can do it. Who do you want setting compensation for executives? If you were Main Street today, you may be more comfortable with the regulators. Boards and CEOs need to start building credibility with Main Street. Hopefully Goldman Sachs will hear that when they decide to reward their culture of greed with pay above the 2007 levels after receiving a hefty amount of taxpayer dollars to tide them over the rough patch last year. I dare say, Main Street will feel they got screwed. I would have to agree. Not that the Money Machine has not performed exceedingly well, but we will never be able to know their true success. We can only glance a glimpse and then just only momentarily!


GOOD RIDDANCE, KENNETH

Remember, Kenneth, when you were in Kindergarten, how some of the kids would suck up to the teacher thinking they may be treated special if they were really, really, really nice to the teacher. Didn't work then, did it?

Then what in the hell were you doing back in the fall of 2008 forcefully arguing that all the financial chiefs should buckle under to the government's demands that the banks and financial institutions should take government money to ease the credit crunch. Were you thinking you will be rewarded in the future by regulators who may go softly on you and the organization? Didn't work, did it?

By December, your new friends in the government wanted to hear nothing about the possibility of backing out of the Merril Lynch deal. You said they forced you to do the deal against your better advise. Didn't work, did it?

When the public was outraged at the bonsus payments, you cried out that you and your organization had no hand in it, that it was done by someone else and that your friends in government knew all about it. Didn't work, did it?

In fact, you and your Board knew of the bonuses, it was part of the deal. Your friends in the government invited you to testify in front of Congress, only this time it was a new Administration, the Administration of the "Hopeful Messiah Obama". Barney Frank, Christopher Dodd and the band of merrymakers called the the democratically- controlled Congress were your new friends. It was payback time. Didn't work, did it?

Through the Spring and Summer, there was one lightening rod, it was you. If any CEO tried to wear the teflon coat it was you. Didn't work, did it? By mid summer, you did not need to know how to read tea leaves to realize you were toast.

Unfortunately, the great things you did for the little bank from the West when your little known east coast bank merged with Bank of America and you began an incredible run as a bank CEO. All that career, up in smoke over one last merger that would create a power house. Yes, congratulations on building a powerhouse financial institution. But, because of some serious missteps in this last acquisition, weak conviction, arrogance, and blame tossing, your successes have been blemished and you will be on the sideline watching as your company realizes the benefits of the Merril Lynch merger nd its large contribution to the earnings.

Oh, by the way, nice kiss-off pay. While your shareholders have seen there value drop significantly and will only recover over the next many years, you will be counting your $69 million exit pay. To bad your options are worthless. With some effort, you probably could have made a ton more money if you thought first about the shareholders and not about yourself. We at least are saved from that indignity, thanks to you.

With that, I say farewell, good-bye, and good riddance.

Friday, September 18, 2009

Tuesday, September 15, 2009

Obama-The Carnival Huckster


For every problem, there's a cure, and President Obama will tell you what that cure is before he knows the problem. His cure, the nationalization of the health insurance industry. So what's the problem? For one, the majority of Americans do not want his cure and he will not accept that the nation will not roll over and play dead over his "plan". Why? He doesn't have a plan, he has identified the problem, as he and his liberal friends see it, not as the American public sees it. He delegated the job of designing a solution without any guidance, to that much reviled American institution called Congress. No fewer than 5 committees from the House and at least one important Senate committee, with little to no input from the Republicans.

Without leaving Obama's fingerprints on it, Obama's White House negotiated the limitation of damages the major health industry players will incur provided they hop on board the Obama express and promote his "plan". In spite campaigning on a platform to limit the level of involvement of the Washington lobbyists, the backroom arm twisting was facilitated by the very lobbyists he promised to remove from influencing legislation. To show he was going to be tough on removing costs from health care system, he turned his attention on the health insurance industry and on the waste and fraud in the Medicare and Medicaid programs. He wants you to believe that success in these two areas will pay for the new entitlement, subsidized health insurance on a sliding scale for those who claim hardship or can not afford to pay for health care insurance.

Does he think he makes sense? Now, I want to tell you, he does, because he says so. Since the advent of Medicare and Medicaid, every breathing and thinking person in America knows that there is waste and inefficiency. After all, it is a government program, the same government that brought you $1000 toilet seats and several hundred dollar screw drivers. The Amercian people know that their government is not efficient in the handling of taxpayers funds. It knows that Congress is irresponsible with managing the people's money. Every President pledges to remove waste from the government, after all it is there for the picking. Why, with all the Harvard educated geniuses that find their way into government service, have they not wrung out the savings? You know the answer. But, President Obama says he will do it, that it is a new day and we have to look forward. "Yes we can" is his motto. Do you dare to contradict the President? You bet your sweet ass you should because it is all bullshit. If it was there to the degree Obama and his minions believe, it would have been taken and corrected well before now. Nothing in his plan indicates a path to the savings, other than stripping out $500 billion from Medicare under the guise of eliminating waste. Wonder what waste he is talking about, the waste of money by paying for end of life care? How about the "unwarranted subsidies" to insurance companies who offer better coverage to seniors who opt to go to a Medicare Advantage provider, an insurance company that is paid by the government a flat rate to assume 100% of the cost of Medicare patients. The same people who have attracted a growing number of seniors to a government sponsored alternative to traditional Medicare. A plan with growing popularity amongst seniors for its superior comprehensive benefits. Is this the type of waste reduction you can believe in?

When Obama says that seniors should not listen to the scare tactics of the opposition, Should you listen? Damned right you should listen! You need to be aware of the verbal tricks and verbal slight of hand that comes from the rhetoric of the President. You need to challenge his promises. When Obama says that "nothing in our plan requires you to change what you have" you need to be aware of the grand experiment of Congress in the past when the rate to be reimbursed by the government to the Medicare Advantage providers was cut to a level that caused the providers to pull out of the program, leaving the seniors who had opted out of the traditional Medicare up a creek. The reimbursement was reduced to a level that the business was unprofitable and nobody in the industry was going to lose money just to keep the enrollment numbers up. Congress, in subsequent session, reversed the cuts and attracted the insurers back to the program.

Will it happen again? It very well could if the cuts make the program unprofitable! Will Obama and the liberal Congress care, only if the seniors remain silent. Can you afford to be quiet? No, Congress changed the reimbursement and the enrollment was reinstated because the seniors and their lobbyists AARP caused an uproar. Congressmen may be many things, but when it comes to re-election they are not stupid. Obama on the campaign trail said he favored a single payor system. If he does, he may not care that seniors who opted out of Medicare in favor of the Medicare Advantage plans will have to change back to Medicare. He may not understand that your current physician may not take you under Medicare's poor reimbursement or that you will have to change pharmacy providers because the Medicare Advantage pharmacy benefits are managed by someone else. Now, that is change we can believe in!

Now, we know what Obama has said should bethe direction of the solution. His disdain for the health insurance industry is clear, they are the villains, the cause of the high costs of the health care and the leaders of the inflationary acceleration over the last decades. They caused the medical care inflation index to be two to three times the consumer inflation index. They are the greedy ones who kick insureds off the list at the time of most need, the ones who rate based on age and sex, that charge varying rates based on sex and age, and health experience of the individual or the community. Horrors! How could they do that?

Insurance is an underwriting game, a game that takes into consideration variables that attempt to quantify the risk so that a premium can be charged on some rational basis that relates to their expected medical loss ratio, the ratio of payout to premium, or simply, the expected costs of reimbursing providers for providing care. That the costs reflect experience and other actuarial algorithms related to risk and timing of incurred claims versus incurred and unreported claims does not make the setting of price irrational, arbitrary, or capricious as you would interpret from the remarks by Obama. That each state has an insurance commission and are members of the National Association of Insurance Commissioner (NAIC) is not recognized by Obama. Each state abides by the standards established by the rules of the state and the NAIC in formulating regulations that govern all manner of insurance. It should not be interpreted as a loose system that needs the assistance of the Federal Government. It is highly regulated and Obama would upset the delicate system of insurance regulation based on State insurance underwriting standards and would abandon sound actuarial standards of risk management in what he has proposed.

Worse, Obama would nationalize health insurance, applying price controls on many of the elements essential to understanding the risk as an insurance provider, eliminating, in fact outlawing age and sex cohorts, experience-rating standards, prohibit pre-existing conditions as a risk factor, arbitrarily cap out of pocket expenses, remove life time caps. The Federal Government would set the rules and regulate the industry. Then, he would force the insurance providers to compete against a government subsidized not-for-profit option that he claims will have lower administrative costs, lower executive compensation, and more efficiency than the companies that provide coverage now, including the many fine Blue Cross and Blue Shield plans that are currently not-for-profit and cover many of the citizens who could not access group coverage without the BC/BS plans?

Obama says he wants competition to keep the insurance companies honest. This is ok if the competition was on a level playing field with like competition, but with the government establishing an agency-like health care entity with an implied government guarantee, doesn't sound a great deal like Fannie Mae and Freddie Mac, with all the benefits of Congressional tampering and politics as usual tramping on private enterprise. We all know how well Fannie Me and Freddie Mac worked out. Can we risk our health system to such antics?

How many companies will survive this competition? Who knows, but if history is any example, many will just cease to exist or merge creating even bigger behemoths and less competition. It means that the estimated number of 5% of the population is seriously understated. As Obama said, there is nothing in his plan that will require you to change your insurer if you are happy with the insurer. He also says, there is nothing that will require businesses to change the coverage for the employees. What he does not say is what happens if the employer, who makes an economic decision and who finds his costs have increased because of the new limits on underwriting such as out of pocket caps and pricing controls, mandated coverage, and other limits placed on his plan. If the cost is higher than the penalty to pay for not providing health insurance coverage, he may make an economic decision. Either drop and pay the penalty or raise his costs without any offset. Which way do you think he will go?What happens if some insurers simply change their business model, refusing to lose money on each subscriber? You lose, and the taxpayer loses.

Now, most large businesses no longer purchase "indemnity" plans, rather, they have switched years ago to what is called "ASO" plans, health coverage where the larger employers self-insure, contracting with insurance companies who bring a network of providers, negotiated prices, information systems for claims processing, consultation on plan design, etc, but not insurance. This is true of the large employers, but encompasses employers as small as 500 employees. The insurance companies charge a few per subscriber, but take no risk. The employer takes the risk and funds the medical expenses, accruing unknown medical expenses. Under Obama's plan, how will they know what their risk is and will they be able to charge the employees and the dependents enough of a contribution, together with the employers portion, so that the health care costs do not become a surprise? With much uncertainty in the calculation, employers will be motivated to find the cheapest care.

What about the people who have been responsible and purchased individual policies, joined community HMOs, bought indemnity plans who now see their cost go up with the uncertainity of underwriting? Will they keep their own coverage or will they capitulate and drop coverage and buy the cheaper plan? undoubtedly, there will be many who change plans to the government plan and probably will have to change doctors because their doctor will not accept the reduced reimbursement the government plan will pay.

That is why it is disingenuous of the President to sell his plan as if there will be minimum disruption to the existing system. This is why it it not credible for the President to stand there and lie to the American public and misrepresent the damge his plan will have to the safety and security of our healthinsurance we currently have. A health system that is working for 85% of the people, the people who favorably rate their existing coverage. Be honest, Mr. Presidnet, tell the people you really want a single payor system. Quite trying to sell them an elixir when you know it is just snake oil! Any other words, no matter how eloquently delivered, are just words, just words, you know!

We know the health system can be improved, can be held more accountable for outcomes, and should provide health care to American citizens who can not afford health insurance with out some help, either with tax credits or vouchers do to incomes to large to qualify for Medicaid, but not enough to pay for Health coverage. We should mandate enrollment of all eligible children in CHIP and SCHIP programs as a condition for the continuation of welfare payments or food stamps. We can change eligibility for Medicaid to provide health insurance to the most needy. We do not need to upset the entire system working for 85% of the people for the 10 to 12 million who need a hand in affording health care. We do not need some grand experiment with a public option, we already have public options, and they are not very efficient nor cost effective, because they are government programs. We do not need another entitlement that will be bankrupt in 40 years. We need some common sense solutions that we can all get behind. We need a bipartisan consensus, not a partisan plus 1 or 2 solution.

Video of Joe Wilson's speech

Wednesday, September 9, 2009

Lumpen Bureaucratiat

The American people will not accept the status quo when it comes to health care, we are reminded by Tom Daschel. Nancy Pelosi, Harry Reid, Barney Frank, Steny Hoyer toe the progressive line, insisting that the American people are demanding changes in the health care system. They want "universal coverage" for the greater good, a progressive ideology that justifies the redistribution of wealth and support changes for the many to benefit the few.

Candidate Obama promised to address the number one issue on the mind of the American public (they believe), the reform of health care, careful to avoid any link to the inevitable tax increase on the middle class that will be needed to pay for the reform, while hiding any semblance of a plan, in laying out grand principals: coverage for all with low cost high quality health care coverage. When pressed, he promised to rid Medicare of waste and abuse, soak the rich with a tax increase, and punish the health insurance industry by prohibiting sound underwriting principles. In short, increase the costs for the health insurance industry and redistribute the wealth to accommodate the reform of the largest component of the GDP, after defense, the health care industry. All to accommodate 5 million people who can not afford health insurance and to subsidize the health insurance for 10-12 million who make enough but chose not to buy insurance. To risk the health insurance of 90% of the population, 85% happy with their coverage.

President Obama, after countless speeches on health care reform, continues to lay out the same broad principles, quality health care for all at low cost. President Obama has left the writing of the legislation to the progressive wing of his party. Fearing a liberal backlash, he continues a pattern of ducking difficult issues needed for true reform so he leaves no fingerprints on a bill that may bankrupt America. A pattern of avoidance that can be seen in his Illnois Senate voting record, where he voted present more times than any other state legislator.

We are told health reform is good for business, for the people, and for the country. We are asked to suspend disbelief to support a reform that promises something for nothing. We can deliver high quality, low cost care to everyone and pay for it without raising taxes on the middle class (we are warned to be prudent consumers, that if it is too good to be true, it probably isn't). But if the President says it is true, we are to expected to be true believers.

We are also told that what is being considered by Congress is hog-wash. The Congressional scorekeepers have scored the bill passed by the House and have concluded the promise of savings is just that, a promise. It will never happen. Indeed, if passed into law, over the next 10 years the deficit will increase by 9 thousand Billion dollars (that's 9 trillion dollars, folks). This from a body that, according to a recent Rasmussen poll, 57% of the voters would throw out of office in mass based on their job performance. Now that is confidence in the Bureaucratiae. House polls in the 30% range of approval for the job they are doing, is paralleled by the ratings of Pelosi and Reid Even the President's rating has dipped below the 50% level, with more people expressing disapproval than voicing approval ratings for the handling of the domestic agenda. He still maintains a high level of support, in spite of the public's skepticism of his handling of the economy and the domestic agenda.

History is filled with inspired leaders, tapping the roots of discontent found in the masses, to overturn existing leaders, take control of nations, and impose their will on the people who made possible their revolutions. It is filled with the ruins of empires, masses subjected to progressive ideology, massive wealth distribution, chronic poverty, low productivity, and anemic economic growth. We have witnesses mis-steps in foreign policy lead by diplomacy by appeasement, the fall of prime ministers, the horrors of war in the name of ideologies.

One thing in common with the leaders of the 20th century who plunged the world into world war and isolated nations in a cold war lasting the better part of 40 years and Obama is that these leaders gained their positions by emphasizing progressive ideologies against the back drop of populist unrest. Promising a cure to all evils by the redistribution of wealth, demonizing business and their leaders, laying waste to years of progress by blaming the engines of growth for the disparity of income, and promising a new day. Isolation, trade barriers, appeasement with the enemies, were the norm, but underneath diplomacy was the bodyguard of lies. The most virulent of the populist revolutionaries made purges of the intellectuals, creating a more progressive intelligentsia. The masses, no better after the revolution, became the silent majority ruled by leaders who no longer needed to seriously respond to the will of the people, the progressives were in charge and they knew what is best.

The progressives had become the tyrants, the despots, the dictators. The people outside of the progressive elites were the tools to be exploited, to be ignored. The will of the leaders substituted for the will of the people.

Today, our leaders run the risk of marginalizing the vast majority of the population. the American people have voiced great concern about their priorities. Yes, they would like health care improvements. They would like to see the rate of inflation of the health care in line with the general rate of inflation. Since Medicare and Medicaid was passed, the medical care cost index has been above the rate of consumer costs in general. With the Government running over 50% of the health care system, cost increases have consistently been more than twice the rate of growth of the general consumer costs. Health insurance premiums have been consistent with the governmental inflation rates. There are a lot of reasons for the high rate of inflation, but the least important reason is general price increases, the more specific culprits are increased medical loss ratios (the medical costs incurred by the insurance companies exceed the underwriting standards meaning more use per thousand population, increases in input costs of labor and capital incurred by providers, increased medical technology costs for better diagnostic equipment, drugs, and procedures, and increased waste in the systems do to lack of controls), population dynamics, and the structure of the delivery system.

The American people have also strongly voiced their priorities. They told their elected representatives at town hall meeting after town hall meeting in August that Washington should be focusing on the Economy and jobs creation, the Budget deficit, and the country's mounting debt problem. Carbon credit programs, environmental programs, health reform, and the numerous tax increases to pay for all the progressive reforms should be put on the back burner until the country has returned to economic health, jobs have been created, and the deficits reduced. A plan needs to be in place to shore up the strength of the dollar, build financial credibility for our financial institutions, and create the environment that stimulates business formation and job creation.

Only the progressives believe that their "green" programs and their income re-distribution schemes are stimulative. They convinced enough hapless moderates to vote for a non-stimulating stimulus program. They believe, truly, that by providing a government option to the private insurance companies that the country will be able to reduce the cost of health insurance for the vast middle class and reduce the deficit. With competiton from a government option, the consumer will make rational choices and look for value for money. It will force the insurance companies to change their business model, give up underwriting standards, and meet the price the government program, supported by the healthy tax revenues from the new tax increases imposed on a shifting sand definition of middle class taxpayers.

Can we believe what they say? Remember, Congress doe not have a great track record on estimating future costs of their landmark programs. In fact, with all their experts and the geniuses in Congress at the time of Lydon Johnson's Great Entitlements explosion and the passage of Medicare and Medicaid, the trajectory of costs forecast for these two grand entitlements was hopelessly underestimated leaving the shortfall to be made up by the now taxpayers in the form of higher and higher payroll related medicare taxes and still facing the prospect of insufficient capital to cover the costs of the entitlement. With budge gimmickry practiced by both parties over the past two decades, Congress wanted to avoid the difficult decisions of yesterday for a future generation. We have now run out of generational time to pass the buck.

Remember the budget overruns with Medicaid. When originally adopted, the cost trajectory for future program costs were woefully underestimated. Congress stepped in and did what they do best, they passed the buck and changed formulas for cost sharing and sent the bill to the states, keeping the majority of the overruns off the Federal books.

In fact, we can not believe what Obama promises, there is just no evidence that Obama, Congress or the administration can deliver the forecasted expenditures, without voodoo accounting used by Congress to ignore outer years and time the changes to meet "targeted" budget goals, goals that bear no relationship to the real run rates that can be expected, run rates that Corporate America must rely on to get a true picture of financial resources need rather than budget gimmicks to obscure the facts and give a true transparency that we were all promised.

Take back your country. Let your senators and representatives know where you stand on the health care issue. Let Obama know that you expected to be heard. Let your friends and neighbors know that sweet talk and shallow promises by an emptied- suited President imposing his will on the American public will not fly. Spin, innuendo and incomplete facts and facts out of context just will not make health reform anything but a fiasco. When Obama talks of shared sacrifice, he wants you to sacrifice so he can share the benefits with those less fortunate, even at the expense of the 90% of the insured poulation and at the expense of those over 65 who depend on security and stability to make it through the days, weeks and months. Real reform will require everyone to sacrifice. Unfortunately, Obama's plan does not address real reform, it does not give a path that is credible on changing how we cover our entitlements, how costs will be reduced, and how reform can be achieved when he has cut deals that minimize the cost reductions from the largest elements of the health care system, the physicians, hospitals, and the insurance industry, the very industry he wants to destroy.

It is not hard to understand why there are skeptics. It is even harder to understand why Washington does not get it.